Buying a Second Home on Tybee Island: Loans, Flood, Rentals
Buying a second home on Tybee Island? How lenders define one, the $250 flood surcharge on non-primary homes, homestead limits and the rules on renting it out.
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Buying a second home on Tybee Island? How lenders define one, the $250 flood surcharge on non-primary homes, homestead limits and the rules on renting it out.
On a Tybee condo, the association insures the building and you insure your belongings, flood pays nothing for wind, and your loan may need the project approved first.
Tybee Island rewrote its short-term rental rules in August 2026 and a new permit process starts in 2027. Here is what the city publishes today, plus the 7% room tax.